Employer Paid Dental Insurance
The Employer Paid American Denticare Plan
Our lowest priced plan with the best benefits. Employers are required to contribute a minimum of 50% of the total premium. Most employers do this by paying 100% for employees and allowing the employees to pay for their families.
| Plan 112 | Plan 113 | Plan 114 | Plan 115 | |
| Calendar Year Maximum Benefit | $1000.00 | $1500.00 | $1000.00 | $1500.00 |
| PREVENTIVE - Exams, X-Rays, Prophylaxis (Cleanings), Flouride, Sealants, Space Maintainers | ||||
| Calendar Year Deductible | $0.00 | $0.00 | $50.00 | $50.00 |
| Percentage paid by Plan | 100% | 100% | 80% | 80% |
| Waiting Period | 0 months | 0 months | 0 months | 0 months |
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| BASIC - Restorative Fillings, Denture and Bridge Repair, Tissue Conditioning, Non-Surgical Extractions, Anesthesia in connection with covered procedures | ||||
| Calendar Year Deductible | $50.00 | $50.00 | $50.00 | $50.00 |
| Percentage paid by Plan | 80% | 80% | 80% | 80% |
| Waiting Period | 0 months | 0 months | 0 months | 0 months |
| MAJOR - Crowns, Inlays, Onlays,Installation of Bridges and Crowns,Endodontics, Root Canals, Peridontics,Gum Disease Therapy, Oral Surgery | ||||
| Calendar Year Deductible | $50.00 | $50.00 | $50.00 | $50.00 |
| Percentage paid by Plan | 50% | 50% | 50% | 50% |
| Waiting Period | 12 months | 12 months | 12 months | 12 months |
| OPTIONAL ORTHODONTIA (Braces) |
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| Calendar Year Deductible | $0.00 | $0.00 | $0.00 | $0.00 |
| Percentage paid by Plan | 50% | 50% | 50% | 50% |
| Calendar Year Maximum Benefit | $500.00 | $500.00 | $500.00 | $500.00 |
| Lifetime Maximum Benefit | $1000.00 | $1000.00 | $1000.00 | $1000.00 |
| Waiting Period | 12 months | 12 months | 12 months | 12 months |
If you currently have an EMPLOYER PAID plan available to your employees but the rates have increased, we may be able to offer better rates and waive our waiting periods. We would need to do a custom proposal for you, please click on the Request Proposal button to the left. We can also provide CUSTOM DESIGNED benefits to closely match your current plan.
If you currently have a voluntary plan available to your employees but the rates have increased, we may be able to offer better rates and waive our waiting periods. We would need to do a custom proposal for you, please click on the Request Proposal button to the left.
SPECIAL NOTES: Orthodontia coverage is only available on Employee + Children or Full Family coverage plans, and only persons UNDER age 19 are eligible for Orthodontia benefits. Benefit percentages are paid based on a usual and customary fee schedule. The fee schedule has been calculated in a method that will pay full percentage of approved charges at a high majority of dental offices. If you are concerned about this you may ORDER A COPY OF THE FEE SCHEDULE to determine that this coverage is right for you, follow the link to Request Information.
DISCLAIMER: This is only intended to be a brief summary of certain benefits available within the dental program. IT IS NOT INTENDED TO BE A POLICY, A CERTIFICATE OF INSURANCE, OR A SUMMARY PLAN DESCRIPTION. There are many provisions, limitations, and exclusions that will affect coverage. We will be happy to provide a sample policy for your review, follow the link to Request Information.
