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Employer Paid Dental Plan

Plan description:  Our lowest priced plan with the best benefits.  Employers are required to contribute a minimum of 50% of the total premium.  Most employers do this by paying 100% for employees and allowing the employees to pay for their families.  There is minimum of 75% of eligible employees required to participate.

EMPLOYER PAID DENTAL PLAN 112


Type of Service
Calendar
Year Deductible
Percentage
paid by Plan
Calendar Year
Maximum Benefit
Waiting Period
PREVENTIVE - Exams, X-Rays, Prophylaxis (Cleanings), Flouride, Sealants, Space Maintainers
$0.00
100%
$1000.00
None
BASIC - Restorative Fillings, Denture and Bridge Repair, Tissue Conditioning, Non-Surgical Extractions, Anesthesia in connection with covered procedures
$50.00
80%
None
MAJOR - Crowns, Inlays, Onlays,Installation of Bridges and Crowns,Endodontics, Root Canals, Peridontics,Gum Disease Therapy, Oral Surgery
50%
12 months
OPTIONAL
ORTHODONTIA - Braces (optional)
None
50%
$500 Annual Maximum
$1,000 Lifetime Maximum
12 months

Please complete the following concerning location and the number of potential participants:

Please enter your state
Please enter your Zip Code:
Number of employee only:
Number of employee & spouse:
Number of employee & children:
Number of full family:
Do you desire the Orthodontia Benefit? Yes No
Is your group a government
funded entity of any kind?
Yes No






EMPLOYER PAID DENTAL PLAN 113


Type of Service
Calendar
Year Deductible
Percentage
paid by Plan
Calendar Year
Maximum Benefit
Waiting Period
PREVENTIVE - Exams, X-Rays, Prophylaxis (Cleanings), Flouride, Sealants, Space Maintainers
$0.00
100%
$1500.00
None
BASIC - Restorative Fillings, Denture and Bridge Repair, Tissue Conditioning, Non-Surgical Extractions, Anesthesia in connection with covered procedures
$50.00
80%
None
MAJOR - Crowns, Inlays, Onlays,Installation of Bridges and Crowns,Endodontics, Root Canals, Peridontics,Gum Disease Therapy, Oral Surgery
50%
12 months
OPTIONAL
ORTHODONTIA - Braces (optional)
None
50%
$500 Annual Maximum
$1,000 Lifetime Maximum
12 months

Please complete the following concerning location and the number of potential participants:

Please enter your state
Please enter your Zip Code:
Number of employee only:
Number of employee & spouse:
Number of employee & children:
Number of full family:
Do you desire the Orthodontia Benefit? Yes No
Is your group a government
funded entity of any kind?
Yes No






EMPLOYER PAID DENTAL PLAN 114


Type of Service
Calendar
Year Deductible
Percentage
paid by Plan
Calendar Year
Maximum Benefit
Waiting Period
PREVENTIVE - Exams, X-Rays, Prophylaxis (Cleanings), Flouride, Sealants, Space Maintainers
$50.00
80%
$1000.00
None
BASIC - Restorative Fillings, Denture and Bridge Repair, Tissue Conditioning, Non-Surgical Extractions, Anesthesia in connection with covered procedures
80%
None
MAJOR - Crowns, Inlays, Onlays,Installation of Bridges and Crowns,Endodontics, Root Canals, Peridontics,Gum Disease Therapy, Oral Surgery
50%
12 months
OPTIONAL
ORTHODONTIA - Braces (optional)
None
50%
$500 Annual Maximum
$1,000 Lifetime Maximum
12 months

Please complete the following concerning location and the number of potential participants:

Please enter your state
Please enter your Zip Code:
Number of employee only:
Number of employee & spouse:
Number of employee & children:
Number of full family:
Do you desire the Orthodontia Benefit? Yes No
Is your group a government
funded entity of any kind?
Yes No






EMPLOYER PAID DENTAL PLAN 115


Type of Service
Calendar
Year Deductible
Percentage
paid by Plan
Calendar Year
Maximum Benefit
Waiting Period
PREVENTIVE - Exams, X-Rays, Prophylaxis (Cleanings), Flouride, Sealants, Space Maintainers
$50.00
80%
$1500.00
None
BASIC - Restorative Fillings, Denture and Bridge Repair, Tissue Conditioning, Non-Surgical Extractions, Anesthesia in connection with covered procedures
80%
None
MAJOR - Crowns, Inlays, Onlays,Installation of Bridges and Crowns,Endodontics, Root Canals, Peridontics,Gum Disease Therapy, Oral Surgery
50%
12 months
OPTIONAL
ORTHODONTIA - Braces (optional)
None
50%
$500 Annual Maximum
$1,000 Lifetime Maximum
12 months

Please complete the following concerning location and the number of potential participants:

Please enter your state
Please enter your Zip Code:
Number of employee only:
Number of employee & spouse:
Number of employee & children:
Number of full family:
Do you desire the Orthodontia Benefit? Yes No
Is your group a government
funded entity of any kind?
Yes No



If you currently have an EMPLOYER PAID plan available to your employees but the rates have increased, we may be able to offer better rates and waive our waiting periods.  We would need to do a custom proposal for you, please click on the Request Proposal button to the left.  We can also provide CUSTOM DESIGNED benefits to closely match your current plan.

SPECIAL NOTES:  Benefit percentages are paid based on a usual and customary fee schedule.  The fee schedule has been calculated in a method that will pay the full percentage of approved charges at a high majority of dental offices.  If you are concerned about this you may ORDER A COPY OF THE FEE SCHEDULE to determine that this coverage is right for you, follow the link to "request information".

DISCLAIMER:  This is only intended to be a brief summary of certain benefits available within the dental program.  IT IS NOT INTENDED TO BE A POLICY, A CERTIFICATE OF INSURANCE, OR A SUMMARY PLAN DESCRIPTION.  There are many provisions, limitations, and exclusions that will affect coverage.  We will be happy to provide a sample policy for your review, follow the link to "request information".

Telephone Contact:  877-537-6453

E-Mail Contact:  marketing@aiba.com


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